Modeling of Financial Behavior of the Population

Ludmila Ivanovna Nivorozhkina, Tatiana Viktorovna Toropova, Elina Ulukmanovna Yarashanova, Ruslan Vahaevich Batashev


The article presents the results of analysis of the saving and credit activities of different socioeconomic groups of the population of Russia, according to the representative survey of the population "Generations and Gender Survey." Modern econometric techniques were used to analyze different financial strategies of households. "Portraits" of households were drawn to show different strategies of the saving and credit behavior. Conclusions were made about the degree of influence of economic and socio-demographic characteristics of households on their financial behavior.

DOI: 10.5901/mjss.2015.v6n3s3p337

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Mediterranean Journal of Social Sciences ISSN 2039-9340(Print) ISSN 2039-2117(Online)

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